Real estate · Co-ownership · Global investment
Your home,
held in trust.
We help families buy homes with care. We are building an interest-free way to own one. And we connect developers in the Gulf with investors in America. One promise runs through all of it.
Open to everyone · Equal Housing Opportunity
How co-ownership works
Every payment, a little more yours.
أمانة
amānah · trust
VirginiaCaliforniaTexasDubaiDohaRiyadhNew YorkVirginiaCaliforniaTexasDubaiDohaRiyadhNew YorkVirginiaCaliforniaTexasDubaiDohaRiyadhWhat we do
Three ways we help you build on trust.
Buy a home
We guide you from first conversation to closing, and connect you with licensed agents and financing professionals who fit your situation.
Learn moreCo-own your home, interest-free
A rent-to-own path where we buy the home with you, and every month a little more of it becomes yours.
Learn more
Global property investment
We connect developers in the UAE, Qatar and Saudi Arabia with US investors and their advisors, through seminars and trusted introductions.
Learn moreأمانة
amānah · /ah-MAH-nah/
The name
Amana means trust: something held carefully on behalf of another.
In Arabic, amānah is a trust: property, a promise or a responsibility placed in someone’s care. That is how we treat every home, every family and every investor who works with us. “Houses” keeps us concrete. We are not a bank. We work with real homes and real families.
Co-ownership · coming soon
Co-own, don’t borrow.
We are building a way to own your home without interest. We buy it together, you live in it, and every month a little more of it becomes yours.
Your share in Clay, Amana’s in Indigo. Illustration only.
- 1
We buy the home together
You choose the home. You contribute part of the price and Amana contributes the rest. Both shares are written down from day one.
- 2
You live there and pay monthly
Each monthly payment covers rent on Amana’s share and buys a little more of the home.
- 3
Your share grows
Every month your share rises and Amana’s falls. A plain statement shows exactly where you stand.
- 4
It becomes entirely yours
With the final payment, Amana’s share is gone and the home is 100% yours.
Our values
Four values, named in the language that shaped them.
أمانة
amanah
Trust
We act as trustees, not landlords. Every decision has to be one we could explain to the family whose home it is.
عدل
ʿadl
Fairness
Risk and reward are shared honestly. Costs are disclosed up front, in plain numbers.
شركة
shirkah
Partnership
We are partners, not lenders. We want you to succeed, and to need us less every month.
إحسان
iḥsān
Excellence
Doing what is entrusted to us beautifully: kept promises, clear letters, well-run closings.
Global investment
From the Gulf to America, built on relationships.
We partner with developers in the UAE, Qatar and Saudi Arabia to meet American investors and the advisors they trust, through seminars, roundtables and personal introductions.
Explore global investmentPartners
Good work is done together.
Real estate agents
Bring buyers who want a different path to ownership. We value fast, reliable closings and offers sellers take seriously.
Partner as an agentCPAs & financial advisors
Give clients a vetted, well-explained international property option. You remain their trusted advisor; we handle the rest.
Partner as an advisorDevelopers in the Gulf
Reach qualified US investors through seminars, advisor networks and a team on the ground in four states.
Partner as a developerCapital partners
Interested in funding interest-free home ownership in America? Let’s talk about disciplined, transparent partnership.
Start a conversation
Let’s talk about your next step.
A calm conversation, no pressure. Tell us what you are looking for and we will explain your options in plain words.